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Homeowners

FortiFi offers homeowners $0 down, non-credit score based financing for the home improvement projects on your wish list.

For Property Owners

FortiFi offers a quick approval process, flexible payment terms, and access to FortiFi approved contractors the property owner selects.
  • $0 down financing
  • Competitive, fixed rates with long repayment terms (up to 30 years1,2)
  • No payments for up to 12+ months
  • Repay over time as part of your property taxes
  • Interest on payments may be tax deductible3
1 Term depends on the useful life of the product(s) installed and property location. 2 Florida residents have a maximum term of 20 years. 3 Consult your tax advisor to see if you qualify for potential tax benefits.
Apply Now
We remove the obstacles that traditionally stand in the way of financing energy efficiency, renewable energy, water efficiency, and hurricane protection improvements.
1
APPLY ONLINE OR BY PHONE. NO APPLICATION FEE OR MINIMUM CREDIT SCORE REQUIREMENTS.
2
UPON APPROVAL, COMPLETE AND E-SIGN YOUR FINANCING DOCUMENTS.
3
START YOUR PROJECT. WE PAY THE CONTRACTOR WHEN YOU’RE SATISFIED.

Hundreds of Eligible Improvements

Save Energy

  • High-Efficiency Heating & Cooling
  • Windows, Doors & Skylights
  • High-Performance Roofing & Siding
  • High-Efficiency Water Heating
  • Attic, Wall & Underfloor Insulation
  • Air Sealing & Ventilation
  • High-Efficiency Indoor & Outdoor Lighting

Generate Power

  • Solar Panels & Inverters
  • Solar Water & Pool Heaters
  • Wind Power Generators
  • Microturbines
  • Internal Combustion Engines
  • Stationary Fuel Cells
  • Electric Vehicle Charging Stations

Conserve Water

  • Drought-Tolerant Landscaping & Artificial Turf
  • High-Efficiency Pool Equipment
  • High-Efficiency Toilets, Showers & Faucets
  • Drip Irrigation Systems
  • Greywater Systems
  • Blackwater Treatment Systems
  • Rainwater Harvesting Systems

Build Protection

  • High-Impact Windows & Doors
  • Roof-to-Wall Reinforcement
  • Storm Shutters & Garage Doors
  • Wind-Resistant Roofing
  • Fire-Resistant Roofing
  • Seismic Retrofits
  • Foundation Strengthening
"I was not aware of FortiFi’s PACE financing until hearing about it from a friend. The rates are great, and the process was very simple! Our goal is to make our home more energy-efficient, and FortiFi has made this possible. We will definitely be using FortiFi again for our next energy-efficiency project. It’s been an all-around pleasant experience."
Julian & Ana, Granada Hills, California

Bill | Roof

Southern Florida

Join Bill, a satisfied homeowner from southern Florida, as he shares his experience with FortiFi's financing services. In this heartfelt testimonial, Bill talks about the recent improvements he made to his home, highlighting how FortiFi helped him finance a new roof. With clear communication and excellent service, FortiFi made the entire process seamless and stress-free. Bill expresses his gratitude for the outstanding job FortiFi did, emphasizing the rarity of such great service in today's business world. Watch the video to hear more about Bill's journey and how FortiFi can help you achieve your home improvement goals.
    Apply  Now

    Get Started.

    Find out how much you qualify for
    • Most homes qualify
    • $0 down
    • No payments for up to 12+ months
    • Approval not based on credit score
    • Hundreds of eligible improvements
    Home upgrades and repairs made easy.

    FortiFi offers homeowners $0 down, non-credit score-based financing for the property improvement projects on your wish list.

    Property Address

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    Property Address 2
    State
    City
    Zip Code

    As of right now we are only available in California and Florida. If you are outside of these states, please contact us and we will notify you when we’re active in your area.

    Contact Details
    1 / 7
    What upgrades are you considering?

    Select as many as you'd like.

    Upgrades
    2 / 7
    Now, what upgrades are on your wishlist?

    Select as many as you'd like.

    Wishlist
    3 / 7
    What about rate?

    Tell us a bit about the term and rate you're looking for.

    Desired Term & Rate
    How did you hear about us?
    FortiFi Sales Rep Name
    Contractor Name
    DTRT Insurance Agent Phone Number
    Insurance Agent Name
    Insurance Agent Phone Number
    Additional Details
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    How many property owners are there?

    If you have a partner or family member who is also on the title, please include them here otherwise your application will be denied.

    Property Owner(s)
    5 / 7
    Tell us about the property owner(s).

    Your information is completely secure with FortiFi and is never used outside of this application.

    First Name
    Last Name
    Social Security Number
    Date of Birth
    Annual Income
    Phone Number

    Now share information on the second property owner.

    First Name
    Last Name
    Social Security Number
    Date of Birth
    Annual Income
    Phone Number
    Property Owner(s)
    5 / 7
    You're almost complete!

    Just share your email with us where we can reach out with next steps.

    Confirmation
    6 / 7
    What's the best email to get in touch with you at?
    Program Disclosures

    The last step before submitting your application.

    Confirmation
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    By completing this form and clicking “Submit Application” below, I consent to the terms of the Consent to Electronic Disclosures and acknowledge receipt of and consent to the Privacy Policy.
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    Application complete! The FortiFi team will be in touch soon.
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    In the event you have a consumer complaint, questions about your financing obligations related to the contractual assessment or your contractual rights under the terms of this contract, you can contact either this toll-free telephone number or email address provided below and receive a response within 24 hours or one business day.

    Phone number:  1-858-345-2000

    Customer service email address: info@fortifi.com

    ‍Click here to order a payoff statement

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    CA PACE Program Administrator License #60DBO-91941. FortiFi is not a government program. The installation or construction of property improvements financed with a PACE assessment is provided through a home improvement contractor or other third party provider, and not by the program administrator or a government entity.
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    FortiFi
    12770 High Bluff Drive Suite 260,San Diego, CA 92130
    1.858.345.2000
    info@fortifi.com